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12 Montrose Drive

Carmel, NY 10512 · Putnam County

Beds
2
Baths
2
Sqft
1,589
Status
Active
On site
3 days

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About this home

Enjoy the best of Lake Carmel living in this updated two-bedroom, two-bath Colonial offering a flexible floor plan and comfortable spaces inside and out. The main level features an open living area, while upstairs you'll find two bedrooms and additional space that can be tailored to suit your needs. Fresh paint, newer flooring, and ductless split systems throughout make the home feel bright, clean, and comfortable year-round. Step outside to a level front yard and backyard patio with plenty of potential for entertaining and outdoor living. With lake rights to Lake Carmel's beaches and easy access to shopping, schools, transportation, and highways, this home offers flexibility, convenience, and a relaxed lake community setting.

Listed with Houlihan Lawrence Inc. · Geraldine Finan · Source: OneKey MLS

One Key MLS

Information provided by One Key MLS, and is deemed reliable but not guaranteed accurate. Data last updated: Sep 18, 2026, 9:07 AM ET. ©2026 One Key MLS.

Estimate Your Monthly Payment

Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA, and Private Mortgage Insurance.

$3,292.29Total / mo

Estimated Monthly Payment

Principal & interest
$2,014.63 (61.2%)
Taxes
$1,077.67 (32.7%)
Insurance
$200.00 (6.1%)

Representative rates

Representative rates only, indicative for comparison. Edit the interest rate for your own quote; your lender’s numbers vary with credit, points, and insurance.

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Market Insights

The market around Carmel, NY

Current Listings

New in the last 30 days

37

Sep 2026

Average Price

Active listings

$579,441

Sep 2026

Average Days on Market

Active listings

146 days

Sep 2026

Computed from 182 active OneKey MLS listings in Carmel, NY.

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