$639,000
4 Bed • 2 Bath • 2,249 Sq. Ft.4 bd · 2 ba · 2,249 sqft
39 Gilbert Lane
Putnam Valley, NY 10579
Listed with Coldwell Banker Realty
$569,900
Est. $4,402/moCarmel, NY 10512 · Putnam County
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Welcome Home to 19 St. Michaels Terrace in Carmel, where natural light, comfortable living spaces, and inviting outdoor amenities come together in this well-maintained raised ranch. Hardwood floors extend throughout the main level, creating a warm and cohesive feel. The sun-filled living room features an electric fireplace and flows seamlessly into the dining area and updated kitchen, complete with granite countertops, stainless steel appliances, and a wine refrigerator. Three comfortable bedrooms include a primary bedroom, while the full hall bathroom offers an updated tiled shower and granite vanity. The lower level offers exceptional flexibility and is currently being used as a primary suite. With a separate entrance, full bathroom with stand-up shower, sliding glass doors leading directly outdoors, and roughed-in plumbing for a future kitchenette, the space offers an ideal setup for extended family, a possible mother-daughter arrangement, or potential accessory apartment use, subject to all applicable municipal approvals and requirements. It could also easily serve as a beautiful, cozy family room, guest suite, home office, or additional living area. A dedicated laundry room, linen closet, and convenient mudroom with direct access to the driveway and attached deep one-car garage add to the home's functionality. Mini-split systems provide heating and air conditioning for year-round comfort. Outside, enjoy a Trex deck overlooking the fenced backyard, perfect for relaxing, entertaining, and enjoying the warmer months. The above-ground pool features a new liner and pump, offering even more opportunity to make the most of outdoor living, while a storage shed provides convenient space for tools, equipment, and seasonal items. Vinyl siding, along with municipal water and sewer, adds to the home's convenience and appeal. Conveniently located near major highways, shopping, restaurants, bike path, parks and everyday amenities
As reported by the listing office; verify enrollment with the district.
Listed with Coldwell Banker Realty · Jacqueline A. Calhoun · Source: OneKey MLS
Information provided by One Key MLS, and is deemed reliable but not guaranteed accurate. Data last updated: Oct 28, 2026, 11:07 AM ET. ©2026 One Key MLS.
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Market insights
Current listings
New in the last 30 days
41
Oct 2026
Average price
Active listings
$621,890
Oct 2026
Average days on market
Active listings
145 days
Oct 2026
Computed from 190 active OneKey MLS listings in Carmel, NY.
$639,000
4 Bed • 2 Bath • 2,249 Sq. Ft.4 bd · 2 ba · 2,249 sqft
39 Gilbert Lane
Putnam Valley, NY 10579
Listed with Coldwell Banker Realty
$715,000
3 Bed • 2 Bath • 2,015 Sq. Ft.3 bd · 2 ba · 2,015 sqft
122 Agor Lane
Mahopac, NY 10541
Listed with William Raveis Real Estate
$699,000
4 Bed • 2.5 Bath • 2,500 Sq. Ft.4 bd · 2.5 ba · 2,500 sqft
32 Farrell Drive
Brewster, NY 10509
Listed with Real Property Purveyors Inc.