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194 N Terry Hill Road, Carmel, photo 1
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194 N Terry Hill Road

Carmel, NY 10512 · Putnam County

Beds
4
Baths
2
Sqft
1,080
Status
Active
On site
1 day

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About this home

Fully gut-renovated home on a large, private property! Welcome to 194 N Terry Hill Road, completely redone down to the studs with new sheetrock throughout, and just a short distance from beautiful Lake Carmel. The brand-new kitchen features quartz countertops, new stainless steel appliances, and a tiled backsplash. Two beautifully tiled new bathrooms, brand-new floors throughout, and new recessed lighting complete the interior, along with so much more. Nothing to do here but move in and unpack. The two-level layout offers bright, open living space, and the unfinished basement gives you plenty of storage or room to expand. Outside, the large private yard is the real standout, with room to spread out, entertain, garden, or just enjoy the quiet. A one-car garage and private driveway add everyday convenience. Located in the award-winning Carmel School District, minutes from Lake Carmel, with easy access to I-84, Route 6, and Metro-North for commuting. Close to local shopping, dining, and parks. Homes renovated to this level at this price don’t last. Schedule your showing today!

Listed with Frontline Realty Group LLC · Dylan Palminteri · Source: OneKey MLS

One Key MLS

Information provided by One Key MLS, and is deemed reliable but not guaranteed accurate. Data last updated: Oct 28, 2026, 1:08 PM ET. ©2026 One Key MLS.

Estimate your monthly payment

Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA, and private mortgage insurance.

$2,978.88Total / mo

Estimated monthly payment

Principal & interest
$1,970.30(66.1%)
Taxes
$808.58(27.1%)
Insurance
$200.00(6.7%)

Representative rates

Representative rates only, indicative for comparison. Edit the interest rate for your own quote; your lender’s numbers vary with credit, points, and insurance.

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Market insights

The market around Carmel, NY

Current listings

New in the last 30 days

41

Oct 2026

Average price

Active listings

$621,890

Oct 2026

Average days on market

Active listings

146 days

Oct 2026

Computed from 190 active OneKey MLS listings in Carmel, NY.

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