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23 Cottage Avenue

$1,100,000

Est. $7,344/mo

Mount Vernon, NY 10550 · Westchester County

Beds
6
Baths
4
Status
Active
On site
127 days

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About this home

Turnkey three-family investment property with additional studio located on Mt. Vernon’s north side. This well-maintained 1920 home showcases classic architectural charm, including original molding, high ceilings, and timeless character throughout. Unit configuration consists of: 2-bedroom over 3-bedroom over 1-bedroom plus studio. Current gross monthly rental income is $7,000, with annual property taxes of $20,000. Ideally situated within walking distance to the Metro-North train station, bus lines, and shopping district, this property also features a detached two-car garage and is offered in very good condition. First floor unit and basement will be delivered vacant at closing. Speak with your agent about rate reduction incentives. An excellent opportunity for both investors and owner-occupants seeking immediate rental income from all units while enjoying the charm and craftsmanship of a well-kept Mount Vernon home. Come and take a look. You will love this property too.

Listed with Bridge Stone of Hartsdale Real · Claudette Mair · Source: OneKey MLS

One Key MLS

Information provided by One Key MLS, and is deemed reliable but not guaranteed accurate. Data last updated: Sep 18, 2026, 7:07 AM ET. ©2026 One Key MLS.

Estimate Your Monthly Payment

Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA, and Private Mortgage Insurance.

$7,344.31Total / mo

Estimated Monthly Payment

Principal & interest
$5,418.31 (73.8%)
Taxes
$1,726.00 (23.5%)
Insurance
$200.00 (2.7%)

Representative rates

Representative rates only, indicative for comparison. Edit the interest rate for your own quote; your lender’s numbers vary with credit, points, and insurance.

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Market Insights

The market around Mount Vernon, NY

Current Listings

New in the last 30 days

48

Sep 2026

Average Price

Active listings

$648,107

Sep 2026

Average Days on Market

Active listings

153 days

Sep 2026

Computed from 260 active OneKey MLS listings in Mount Vernon, NY.

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